Designed for complexity, built for speed. We deliver results where traditional banks fall behind.
Designed for complexity, built for speed. We deliver results where traditional banks fall behind.
We structure and place debt across the capital stack, ensuring optimal terms, efficiency, and speed of execution, making us a go-to partner for emerging businesses.
Our asset-backed debt products deliver flexible, relationship-driven capital solutions that support growth when traditional financing falls short.
From growth equity to recapitalizations, we guide our clients toward capital strategies that drive scale and long-term success.
We act as a trusted advisor, helping clients navigate complex financial and strategic challenges from restructuring balance sheets to evaluating expansion.
Our M&A services combine deep industry expertise with disciplined execution to maximize value and ensure seamless transactions.
We provide PE sponsors with sell-side M&A execution, capital markets advisory, and ongoing portfolio company support on a single platform, purpose-built for the lower-middle market.
$15M FL Data Center, Ground Up
$6M GA Construction Bridge
$25M NY Fund, Structured Finance
$10M TX, Mall Acquisition
$8M NY Software, Working Capital
$6M NJ Retail Refinance
Based in Boston, MA, Chronic Capital provides capital advisory for specialized industries such as cannabis, real estate, construction, life sciences, and more. We help entrepreneurs raise debt and equity, buy or sell businesses, and navigate their respective fields.
At Chronic Capital, we pride ourselves on being a trusted partner, delivering creative capital solutions that traditional lenders often can’t provide. Our mission is to foster growth in the sectors we serve by offering reliable, affordable financial solutions so you can focus on what you do best—building your business.
Chronic Capital was founded to address the need for reasonably priced debt in specialized industries. Recognizing the limitations of traditional financial institutions, founder Ryan Handelman, a specialty business banker, started Chronic Capital to provide trust, transparency, and tailored financial solutions to underserved businesses.
Beyond our loan products, Chronic Capital helps operators with various debt, equity, and consulting services. We also help banks navigate specialty banking through our consulting services and lending solutions. Guided by integrity, innovation, and partnership, we are committed to helping entrepreneurs and operators navigate the evolving landscape of specialty finance.