Financial InsTitutions
Lending Solutions
On and off-balance sheet lending solutions for banks and credit unions looking to serve the cannabis and hemp industries. Our approach provides strong returns through diversified investment.
Investment
We provide access to short-duration, asset-backed credit opportunities in underserved sectors, such as cannabis. We focus on senior secured loans, strong collateral coverage, and consistent, risk-adjusted returns.
Bank Consulting
We have helped over 100 financial institutions build, grow, and scale their cannabis banking programs.
Business Services
Advisory
Debt, Equity, M&A, and strategic advisory services for plant and non-plant touching
About us
About
Based in Boston, MA, Chronic Capital provides specialized cannabis loans to businesses of all license types. With deep industry expertise, we offer tailored funding solutions to drive growth, expansion, and financial stability.
At Chronic Capital, we pride ourselves on being a trusted partner, delivering creative cannabis loans that traditional lenders often can’t provide. Whether you're seeking working capital, funding for equipment, real estate financing, or support for a new venture, we are committed to helping you achieve your business goals. Our mission is to foster growth in the cannabis sector by offering reliable, affordable financial solutions so you can focus on what you do best—building your business and shaping the future of cannabis.
Founding
Chronic Capital was founded to address the need for reasonably priced, short-term cannabis business loans, offering an alternative to the high rates many operators face. Recognizing the limitations of traditional financial institutions, founder Ryan Handelman, a cannabis business banker and industry advocate, established Chronic Capital to provide trust, transparency, and tailored financial solutions.
Beyond our loan products, Chronic Capital helps cannabis operators with various debt, equity, and consulting services. We also help banks navigate the cannabis industry through our consulting services and lending solutions. Guided by integrity, innovation, and partnership, we are committed to helping cannabis entrepreneurs and operators navigate the evolving landscape of cannabis finance.