About Us

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Based in Boston, MA, Chronic Capital has expanded to offer a range of capital solutions tailored to specialized industries. With deep industry expertise, we offer tailored funding solutions to drive growth, expansion, and financial stability.

At Chronic Capital, we take pride in being a trusted partner, delivering creative solutions that traditional institutions often can’t provide. From working capital loans to sell-side advisory, we are committed to helping you achieve your business goals. Our mission is to foster growth across emerging and established industries alike, offering reliable capital and strategic guidance so you can focus on what you do best—building your business and shaping the future.

Chronic Capital was founded to address the need for reasonably priced capital solutions for entrepreneurs in specialized industries. Recognizing the limitations of traditional financial institutions, founder Ryan Handelman, a specialty business banker, established Chronic Capital to provide trust, transparency, and tailored financial solutions.  

Beyond our lending products, Chronic Capital provides businesses with comprehensive debt, equity, and advisory solutions. We also support financial institutions through consulting services and tailored lending strategies, helping them navigate complex and specialized markets. Guided by integrity, innovation, and partnership, we are committed to helping entrepreneurs, operators, and institutions thrive in today’s evolving financial landscape.