Business Services
Debt Capital Markets
Chronic Capital connects borrowers with a diverse network of institutional lenders, banks, and private lenders. We structure and place debt across the capital stack, ensuring optimal terms, efficiency, and speed of execution.
Direct Lending
We provide tailored, asset-backed loans to businesses in emerging industries. Our debt products deliver flexible, relationship-driven capital solutions that support growth when traditional financing falls short.
Equity Capital Markets
We advise companies on raising equity capital from strategic investors, family offices, and venture funds. From growth equity to recapitalizations, we bring the right partners to the table to fuel long-term success.
Advisory
We act as a trusted advisor, helping clients navigate complex financial and strategic challenges. Whether restructuring balance sheets, evaluating expansion opportunities, or optimizing capital structures, we deliver insights that unlock growth.
Mergers & Acquisitions
Our M&A services guide clients through acquisitions, divestitures, and strategic partnerships. We combine deep industry expertise with disciplined execution to maximize value and ensure seamless transactions.
Financial Institutions
Lending Solutions
On and off-balance sheet lending solutions for banks and credit unions looking to serve the cannabis and hemp industries. Our approach provides strong returns through diversified investment.
Investment
We provide access to short-duration, asset-backed credit opportunities in underserved sectors, such as cannabis. We focus on senior secured loans, strong collateral coverage, and consistent, risk-adjusted returns.
Bank Consulting
We have helped over 100 financial institutions build, grow, and scale their specialty banking programs.
About Us
About
Based in Boston, MA, Chronic Capital has expanded to offer a range of capital solutions tailored to specialized industries. With deep industry expertise, we offer tailored funding solutions to drive growth, expansion, and financial stability.
At Chronic Capital, we take pride in being a trusted partner, delivering creative solutions that traditional institutions often can’t provide. From working capital loans to sell-side advisory, we are committed to helping you achieve your business goals. Our mission is to foster growth across emerging and established industries alike, offering reliable capital and strategic guidance so you can focus on what you do best—building your business and shaping the future.
Founding
Chronic Capital was founded to address the need for reasonably priced, cannabis business loans, offering an alternative to the high rates operators face. Recognizing the limitations of traditional financial institutions, founder Ryan Handelman, a cannabis business banker and industry advocate, established Chronic Capital to provide trust, transparency, and tailored financial solutions.
Beyond our lending products, Chronic Capital provides businesses with comprehensive debt, equity, and advisory solutions. We also support financial institutions through consulting services and tailored lending strategies, helping them navigate complex and specialized markets. Guided by integrity, innovation, and partnership, we are committed to helping entrepreneurs, operators, and institutions thrive in today’s evolving financial landscape.