Chronic Capital connects borrowers with a diverse network of institutional lenders, banks, and private lenders. We structure and place debt across the capital stack, ensuring optimal terms, efficiency, and speed of execution, making us a go-to partner for emerging businesses.
We provide tailored, asset-backed loans to businesses in emerging and specialized industries. Our debt products deliver flexible, relationship-driven capital solutions that support growth when traditional financing falls short.
We advise companies on raising equity capital from strategic investors, family offices, and venture funds. From growth equity to recapitalizations, we guide our clients toward capital strategies that drive scale and long-term success.
We act as a trusted advisor, helping clients navigate complex financial and strategic challenges. Whether restructuring balance sheets, evaluating expansion opportunities, or optimizing capital structures, we deliver insights that unlock growth.
Our M&A services guide clients through acquisitions, divestitures, and strategic partnerships. We combine deep industry expertise with disciplined execution to maximize value and ensure seamless transactions.

Chronic Capital connects borrowers with a diverse network of institutional lenders, banks, and private lenders. We structure and place debt across the capital stack, ensuring optimal terms, efficiency, and speed of execution, making us a go-to partner for emerging businesses.

We provide tailored, asset-backed loans to businesses in emerging and specialized industries. Our debt products deliver flexible, relationship-driven capital solutions that support growth when traditional financing falls short.

We advise companies on raising equity capital from strategic investors, family offices, and venture funds. From growth equity to recapitalizations, we guide our clients toward capital strategies that drive scale and long-term success.

Based in Boston, MA, Chronic Capital provides capital advisory for specialized industries such as cannabis, real estate, construction, life sciences, and more. We help entrepreneurs raise debt and equity, buy or sell businesses, and navigate their respective fields.
At Chronic Capital, we pride ourselves on being a trusted partner, delivering creative capital solutions that traditional lenders often can’t provide. Our mission is to foster growth in the sectors we serve by offering reliable, affordable financial solutions so you can focus on what you do best—building your business.

Chronic Capital was founded to address the need for reasonably priced debt in specialized industries. Recognizing the limitations of traditional financial institutions, founder Ryan Handelman, a specialty business banker, started Chronic Capital to provide trust, transparency, and tailored financial solutions to underserved businesses.
Beyond our loan products, Chronic Capital helps operators with various debt, equity, and consulting services. We also help banks navigate specialty banking through our consulting services and lending solutions. Guided by integrity, innovation, and partnership, we are committed to helping entrepreneurs and operators navigate the evolving landscape of specialty finance.
Ryan@chronic.capital
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.