Direct Lending

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At Chronic Capital, we understand that access to capital is the lifeline of any business. Our direct lending platform provides flexible, asset-backed loans designed to help companies in both emerging and established markets grow without the delays or rigid requirements of traditional financing.

We structure loans around your business model and assets—whether real estate, equipment, or cash flows—giving you the confidence to pursue acquisitions, development, or expansion. With a relationship-first approach, we bring speed, creativity, and clarity to the lending process, so you can focus on execution rather than red tape.

Solutions include:

• Working capital lines of credit
   
• Acquisition and expansion loans
   
• Real estate and construction financing
   
• Equipment and asset-backed lending
   

Capital markets can be complex, but our team makes them accessible. Chronic Capital connects borrowers with a broad network of institutional lenders, private credit funds, and banks to structure debt solutions across the capital stack.

We manage the entire process—from identifying the right financing partners, to structuring terms, negotiating conditions, and ensuring smooth execution. By leveraging our relationships and market knowledge, we help clients secure capital that balances cost, flexibility, and scalability.

Capabilities include:

• Syndicated and club loans
   
• Bridge and mezzanine financing
   
• Term loan B structures
   
• Refinancings and recapitalizations

Securing the right equity partner can transform a company’s trajectory. Chronic Capital advises businesses on raising equity from strategic investors, family offices, private equity, and venture capital funds.

We work closely with management teams to position companies for investment, craft compelling narratives, and align equity structures with long-term growth strategies. Our focus is not just on raising capital, but on bringing in the right partners who add value beyond funding.

We advise on:

• Growth equity raises
   
• Minority and majority recapitalizations
   
• Strategic investor introductions
   
• Equity syndication for emerging industries

Transactions are more than numbers—they’re about strategy, timing, and execution. Chronic Capital’s M&A advisory practice supports clients through acquisitions, divestitures, and strategic partnerships with the goal of maximizing value and ensuring a smooth process.

We bring deep sector expertise, rigorous valuation analysis, and strong negotiation skills to every deal. From initial strategy to closing, our role is to guide you through complexity, mitigate risks, and unlock opportunities.

Our expertise covers:

• Buy-side and sell-side advisory
   
• Valuation and fairness opinions
   
• Strategic partnerships and joint ventures
   
• Exit planning and succession
   

Not every challenge requires a transaction—sometimes the most value is created by stepping back and restructuring. Chronic Capital’s advisory services allow entrepreneurs, operators, and institutions to provide strategic and financial guidance tailored to complex situations.

We analyze balance sheets, evaluate capital structures, and design strategies that position businesses for growth or recovery. Acting as an extension of your leadership team, we bring perspective, discipline, and creativity to help you navigate shifting markets.

Advisory focus areas include:

• Capital structure optimization
   
• Restructuring and workout advisory
   
• Strategic growth planning
   
• Market and financial analysis