Frequently Asked Questions

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Chronic Capital is a private lender that provides tailored financial solutions to state-licensed cannabis and hemp businesses. We specialize in debt financing to help companies grow while maintaining equity control.

We work with all license types, including start-ups.

Traditional banks and financial institutions often do not serve cannabis businesses due to federal restrictions. Chronic Capital understands the industry's unique challenges and provides customized, flexible, and affordable solutions. If you do not qualify, we work with a network of other lenders that can facilitate financing. 

We offer a range of lending solutions, including:

• Working capital loans
• Growth and expansion financing
• Real estate-backed loans
• Equipment financing
• Bridge loans

Loan terms vary based on factors such as the borrower’s creditworthiness, business financials, and loan structure. Generally, our terms range from 3 months to 5 years, with competitive interest rates and flexible repayment options.

Yes, we typically secure loans with business assets. 

Contact us at ryan@chronic.capital or reach out to us here, and we will discuss our options for you. 

Yes, we work with accredited investors and institutional partners who are interested in the cannabis and hemp debt markets. Our fund provides stable returns through structured lending to strong operators.

Learn more about our cannabis business services here.

For banks and credit unions, you can view our services here.